All Bergische Universität Wuppertal doctoral students must take out adequate health insurance with a private German health insurance organization e.g. http://www.care-concept.de/ and/or http://www.mawista.com/ before enrolling at the university. It is not possible to insure with a public health insurance organization
If you have never been insured with a public health insurance scheme, you will require for enrollment – in addition to your private health insurance certificate – a so-called exemption certificate (Befreiungsbescheinigung) from a public health insurance organization (e.g. AOK, TK, BEK) – a health insurance certificate (or card) alone is not sufficient. However, if you were at any time in the past insured with a public health insurance organization, that organization will still be responsible for insuring you now.
If you belong to a public health insurance organization in a member state of the EU or EFTA and complete the international form E109, E 111 or E 112, or alternatively hold a European Health Insurance Card (EHIC), you will be eligible for medical treatment in any other EU or EFTA member state. The E-form or EHIC card must be presented on enrollment.
The Health Insurance System in Germany (1A Verbraucherportal)
FIRST AID an illustrated Health Dictionary